Deposit Account Interest Rates and Annual Percentage Yields

 

The Interest Rates and Annual Percentage Yields listed on the Deposit Accounts below are correct as of July 7, 2010. If CD Specials are offered, the Interest Rates and Annual Percentage Yields (APY) are correct as of the below dates. Interest Rates and Annual Percentage Yields could change at any time and at our discretion. Fees could reduce the earnings on checking accounts. A penalty may be imposed for early withdrawal of any and all certificates of deposit.

 

Certificates of Deposit | Jumbo Certificates of Deposit | Special Certificates of Deposit
IRA Certificates of Deposit | Savings Accounts | Checking Accounts

 

Certificates of Deposit

  Interest
Rate		 APY Min. Bal. to Open
and Earn APY
91 DAYs
0.60%
0.60%
$ 250.00
182 DAY
0.70%
0.70%
$ 250.00
1 YEAR
1.18%
1.20%
$ 250.00
1 1/2 YEAR
1.28%
1.30%
$ 250.00
2 1/2 YEAR
1.28%
1.30%
$ 250.00
2 YEAR
1.28%
1.30%
$ 250.00
3 YEAR
1.28%
1.30%
$ 250.00
4 YEAR
1.28%
1.30%
$ 250.00

 

Jumbo Certificates of Deposit

  Interest
Rate		 APY Min. Bal. to Open
and Earn APY
90-179 DAYS
0.70%
0.70%
$ 100,000.00
180-270 DAYS
0.80%
0.80%
$ 100,000.00
271-364 DAYS
1.08%
1.10%
$ 100,000.00
1 YR - 2 YR
1.18%
1.20%
$ 100,000.00
OVER 2 YR
1.28%
1.30%
$ 100,000.00

 

Special Certificates of Deposit

  Interest
Rate		 APY Min. Bal. to Open
and Earn APY
5 Month CD
0.90%
0.90%
$ 250.00
12 Month CD
1.18%
1.20%
$ 250.00

 

The Interest Rates and the Annual Percentage Yields (APY) listed on the CD Specials above are correct as of July 7, 2010.

 

 

IRA Certificates of Deposit

IRA Certificates of Deposit
IRA Certificates of Deposit interest rates and APY's, Terms and Minimum Balances To Open and Earn APY's are the same as our Regular and Jumbo Certificate of Deposits.

 

Savings Accounts

  Interest
Rate		 APY Min. Bal. to
Earn APY		 Min. Bal. to Open
Savings Passbook
0.50%
0.50%
$ 10.00
$ 1.00
Statement Savings
0.50%
0.50%
$ 10.00
$ 1.00

 

Checking Accounts

  Interest
Rate		 APY Min. Bal. to Open
and Earn APY		 > $2,500 Interest
Rate		 > $2,500 APY
MMF Account
0.30%
0.30%
$ 100.00
0.65%
0.65%
NOW Account
0.30%
0.30%
$ 100.00
0.30%
0.30%
Comm. Club
0.30%
0.30%
$ 100.00
0.30%
0.30%

 

Member FDIC

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