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Community Is Our Community

Consumer Loans

Type
Maximum
Term
Down Payment
Required
Interest
Rate
Annual Percentage Rate
New Cars & Trucks
5 years
10%
7.00%
7.00%
Used Cars & Trucks
(2 yrs. or less)
4 years
10%
8.00%
8.00%
Used Cars & Trucks
(3 to 6 yrs.)
3 years
10%
9.00%
9.00%
New Boats
10 years
10%
8.00%
8.00%
Used Boats
10 years
10%
9.00%
9.00%
Recreational Vehicles
10 years
10%
9.00%
9.00%
Furniture & Appliances
(New Only)
3 years
10%
11.00%
11.00%
Unsecured Personal Loan
Call for terms
No
13.00%
13.00%
Mobile Home* New
15 years
20%
7.50%
7.603% **
Mobile Home* Used
10 years
20%
7.50%
7.642% **
* A Mobile Home Loan is a 1-year adjustable loan, maximum adjustment each time is .5% with a lifetime adjustment of not more than 5.00% up and a floor of 6.5%.

** APR based on a $10,000.00 Mobile Home Loan with normal closing costs + 20% down payment.

 

Last Update: May 12, 2009
Interest Rates subject to change without notice

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