Take Advantage of Our New Mortgage Rates and Programs!

 30 Year Fixed    15 Year Fixed

        3.750%                       3.000%

        3.899% APR                3.261% APR

EQUAL HOUSING LENDER. MEMBER FDIC. APR based on $100,000 loan amount; 20% down; 0 points; 1% processing fee. Program available on single family owner-occupied homes. Automatic transfer payments from a First Federal demand checking donor account required. Payment example: $100,000 loan amount; 3.750% rate; 360 monthly payments of $463.12, which includes principal and interest only. Other rates and programs are available. For well qualified customers; subject to certain underwriting restrictions and guidelines. RATES AND OFFER SUBJECT TO CHANGE WITHOUT NOTICE.